(Nauka i studia (Poland), 2014) Болгар, Тетяна Миколаївна
The given paper analyzes the main reasons for emergence of bad\problem debts in banks of Ukraine at the present stage of economic development. It was determined the principal causes of problem debts emergence in banks of Ukraine that lie within three factors: macroeconomic causes; the causes, depending on the banking institutions; the causes, depending on the borrower. It was proved that the subjective reasons can and have to be influenced in order to improve the efficiency of the banking business, to minimize credit risk and to prevent occurrence of problem loans.